Commercial Property Claims

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Commercial Property Claims 2017-09-05T17:02:30+00:00

Houston Commercial Property Claims Lawyer


If you own commercial property, the safety of your customers and clients, as well as the protection of your property, is high priority. As much as you prepare for the unexpected, and no matter how many scenarios are considered, it is impossible to prevent everything that could go wrong at a business facility. Accidents can lead to fire damage, and windstorms or hailstorms can cause everything from minor harm to structural damage to buildings.

If you are a business owner and your property has sustained damage due to an accident or natural disaster, it is vital you seek assistance from a Houston insurance claims attorney immediately. When you are ready to file a claim with your insurance company, a lawyer from our firm can assist you through the process and help you seek the full compensation you deserve. Wyly & Cook, PLLC offers the skilled and dedicated representation you need.  We have the experience necessary to guide you through a complex commercial property claim.


Commercial property insurance policies usually cover loss of property and loss of income due to business property damage. Commercial property may include real estate, buildings, equipment, machinery and inventory. A first-party commercial property policy may insure businesses against losses from all risks or from specifically identified losses known as “named perils.” A named perils policy may be written to apply to the types of hazards present in a given type of business, such as fires, windstorms, hail damage, hurricanes, or other perils.

Many businesses try to protect themselves against unanticipated losses by having both property and casualty insurance policies. When you file a claim with your own insurance company after a commercial property loss it is known as a “first-party claim.” Unfortunately, even if you have paid the insurance premiums, a first-party claim may still be delayed, denied or underpaid by your insurance company. Insurance companies will often try to minimize payouts on claims, especially after major natural disasters like Hurricane Harvey. The insurance company might try to delay your first-party claim, accept only part of your claim while denying the remainder, make a low initial offer in hopes you settle your commercial property claim for less than its worth, or deny your claim outright.


After your commercial property has been damaged due to an accident, natural disaster, or some other unforeseen incident, you should review your insurance policy to see what is covered. As you look through your policy, however, you likely will end up with more questions than answers.  For that reason, it is important to seek the counsel of a skilled and experienced commercial property claims lawyer.

Wyly & Cook, PLLC can help in the event your commercial property has been damaged by fire, windstorm, hailstorm, tornado, Hurricane Harvey or any other type of major covered loss.  We always have the best interest of your business in mind and will work tirelessly to help you get the compensation you deserve from your insurance company during this difficult time. We understand how insurance companies do business and we can help you if your insurer has denied your claim or made a low settlement offer. We believe in taking a firm approach when negotiating with insurance companies and bring years of experience with us to the negotiating table. We will not hesitate to file a lawsuit against your insurance company if it is in your business’s best interest to do so.

Please call us at 713-236-8330 or fill out the contact form on this page for a free initial consultation regarding your rights with respect to your commercial insurance claim.